Credit Risk Analyst Job Vacancy in Meknes, Morocco – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Attijariwafa Bank

Location: Meknes, Morocco

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: 120,000 – 180,000 SSP per annum

Vacancies:1

Company Overview

Attijariwafa Bank is a leading financial institution with a strong presence across Morocco and an expanding footprint in international markets. Recognized for its innovative banking solutions, robust corporate governance, and commitment to sustainable development, the bank offers a dynamic environment where talent thrives. As part of its strategic growth, Attijariwafa Bank continuously seeks skilled professionals to support its mission of delivering exceptional financial services. This role contributes to the bank’s reputation as a top employer and a catalyst for economic progress in Morocco, aligning with the growing demand for Morocco Jobs and offering promising career opportunities for ambitious individuals.

Job Overview

The Credit Risk Analyst will join the Risk Management Department in Meknes, playing a pivotal role in assessing creditworthiness, monitoring portfolio performance, and ensuring compliance with regulatory standards. The analyst will collaborate with relationship managers, underwriting teams, and senior risk officers to develop risk mitigation strategies that protect the bank’s assets while fostering responsible lending. This position is integral to the bank’s commitment to sound risk practices and supports the broader objective of providing reliable financial services throughout the region. For more information about the organization and its values, visit Morocco Job Search.

Key Responsibilities

• Analyze credit applications and financial statements to determine borrower risk profiles.
• Prepare detailed risk assessment reports and present findings to senior management.
• Monitor existing loan portfolios, identify early warning signals, and recommend corrective actions.
• Ensure adherence to local and international regulatory requirements, including Basel III guidelines.
• Collaborate with cross‑functional teams to develop risk‑adjusted pricing models.
• Maintain and update credit risk databases, ensuring data integrity and accuracy.
• Participate in periodic stress‑testing exercises and scenario analyses.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent knowledge of credit risk assessment methodologies and regulatory frameworks.
• Advanced Excel skills; experience with risk management software (e.g., SAS, Moody’s Analytics) is a plus.
• Effective communication skills, both written and verbal, to convey complex risk concepts clearly.
• Attention to detail, high level of accuracy, and ability to work under tight deadlines.
• Team‑oriented mindset with the capacity to collaborate across departments.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding professional certifications such as CFA, FRM, or equivalent are highly regarded and may receive preferential consideration.

Experience

Applicants should possess three to five years of hands‑on experience in credit risk analysis, preferably within a banking or financial services environment. Experience with corporate lending, SME credit, or portfolio monitoring will be advantageous.

Salary

The compensation package ranges from 120,000 to 180,000 SSP annually, reflecting the candidate’s expertise, experience level, and the strategic importance of the role. Salary is complemented by performance‑based incentives and comprehensive benefits.

Benefits

• Competitive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Annual performance bonus linked to individual and bank targets.
• Paid annual leave and public holidays in accordance with Moroccan labor law.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program introducing bank culture, risk policies, and systems.
• Continuous professional development through workshops, webinars, and certifications.
• Mentorship opportunities with senior risk officers.
• Access to e‑learning platforms for skill enhancement.

Working Environment

The role is based in a modern office in Meknes, equipped with state‑of‑the‑art technology and collaborative workspaces. Attijariwafa Bank promotes a culture of inclusion, innovation, and ethical conduct, encouraging employees to contribute ideas and drive positive change.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining relevant experience through the online portal on the bank’s careers page. Applications will be reviewed by the recruitment team, and shortlisted candidates will be invited for a series of interviews, including technical assessments and behavioral discussions.

Equal Opportunity Statement

Attijariwafa Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration.