Credit Risk Analyst Job Vacancy in Casablanca, Morocco – Banking

Job Description

Position: Credit Risk Analyst

Company: Attijariwafa Bank

Location: Casablanca, Morocco

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking

Department: Risk Management

Salary: SSP 180,000 – 240,000 per annum

Vacancies:1

Company Overview

Attijariwafa Bank is a leading financial institution with a strong presence across Africa and the Middle East. Established in 1904, the bank has grown into a diversified banking group offering retail, corporate, and investment banking services. With a commitment to innovation, sustainability, and community development, Attijariwafa Bank plays a pivotal role in the economic growth of Morocco and the broader region. The bank’s robust digital platforms and extensive branch network provide a dynamic environment for professionals seeking career advancement.

As part of its strategic vision, Attijariwafa Bank continuously invests in talent acquisition and development, fostering a culture of excellence, integrity, and collaboration. The organization values diversity and inclusion, ensuring that every employee can contribute to the bank’s success while advancing their own professional goals. This commitment makes Attijariwafa Bank an attractive destination for ambitious individuals looking for rewarding Morocco Jobs.

Joining Attijariwafa Bank means becoming part of a forward‑thinking team that embraces cutting‑edge technology, data‑driven decision making, and a customer‑centric approach. The bank’s reputation for stability and growth offers a solid foundation for long‑term career prospects, aligning perfectly with the aspirations of candidates seeking Jobs in Morocco and Career Opportunities in Morocco.

Job Overview

The Credit Risk Analyst will play a critical role in assessing the creditworthiness of corporate and individual borrowers, supporting the bank’s risk management framework. This position involves analyzing financial statements, market trends, and credit data to produce comprehensive risk assessments and recommendations. The analyst will collaborate closely with relationship managers, underwriting teams, and senior risk officers to ensure that credit decisions align with the bank’s risk appetite and regulatory requirements.

In this role, you will be responsible for monitoring existing loan portfolios, identifying potential risk exposures, and proposing mitigation strategies. You will also contribute to the development of credit policies, risk models, and reporting tools that enhance the bank’s analytical capabilities. The position offers exposure to a wide range of industries, providing a deep understanding of Morocco’s economic landscape and the opportunity to influence strategic lending decisions.

For more information about the bank’s vision and values, visit Morocco Job Search. This role is a prime example of Hiring in Morocco, offering a challenging yet supportive environment for professionals eager to make an impact in the banking sector.

Key Responsibilities

• Conduct thorough credit analyses of corporate and individual loan applications, evaluating financial statements, cash flow projections, and market conditions.
• Prepare detailed credit risk reports and present findings to senior management and credit committees.
• Monitor and review existing loan portfolios to detect early signs of credit deterioration and recommend corrective actions.
• Develop and maintain credit scoring models and risk assessment tools to improve decision‑making efficiency.
• Collaborate with relationship managers to structure loan terms that balance client needs with the bank’s risk tolerance.
• Ensure compliance with internal credit policies, regulatory standards, and Basel III requirements.
• Assist in the formulation and periodic update of credit policies and risk management procedures.
• Participate in cross‑functional projects aimed at enhancing data analytics, reporting, and risk mitigation strategies.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial statement analysis.
• Excellent knowledge of credit risk assessment methodologies and regulatory frameworks.
• Advanced Excel skills; experience with statistical software (e.g., SAS, R) or credit risk platforms is a plus.
• Effective communication skills, both written and verbal, to convey complex risk concepts clearly.
• Attention to detail, strong organizational skills, and the ability to manage multiple priorities.
• Team‑oriented mindset with the capacity to work independently when required.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. A Master’s degree or professional certifications such as CFA, FRM, or CPA are advantageous and demonstrate a commitment to professional development.

Experience

Applicants should have 3‑5 years of experience in credit analysis, risk assessment, or a related financial role within a banking or financial services environment. Experience with corporate lending, SME financing, or consumer credit will be considered valuable.

Salary

The compensation package ranges from SSP 180,000 to SSP 240,000 annually, commensurate with experience and qualifications. The package includes performance‑based bonuses and other incentives aligned with the bank’s results.

Benefits

• Comprehensive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Generous paid leave, including annual, sick, and parental leave.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering bank policies, risk management frameworks, and compliance standards.
• Continuous learning opportunities through internal workshops, e‑learning platforms, and external seminars.
• Mentorship from senior risk officers to accelerate skill development.

Working Environment

Attijariwafa Bank offers a modern, collaborative workspace in the heart of Casablanca’s financial district. The office is equipped with state‑of‑the‑art technology, flexible work arrangements, and a culture that encourages innovation and knowledge sharing. Employees benefit from a supportive atmosphere that values work‑life balance and professional growth.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the bank’s career site. Shortlisted applicants will be invited to complete a technical assessment followed by interviews with the Risk Management team and senior leadership.

Equal Opportunity Statement

Attijariwafa Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.