Credit Portfolio Analyst Job Vacancy in Marrakech, Morocco – Banking & Financial Services

Job Description

Position: Credit Portfolio Analyst

Company: Attijariwafa Bank

Location: Marrakech, Morocco

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: 180,000 – 240,000 SSP per annum

Vacancies:1

Company Overview

Attijariwafa Bank is one of Morocco’s leading financial institutions, with a strong presence across Africa and a reputation for innovative banking solutions. Established in 1904, the bank offers a comprehensive portfolio of services ranging from retail banking to corporate finance, investment banking, and asset management. With a commitment to digital transformation and sustainable growth, Attijariwafa Bank continuously invests in technology, talent development, and community initiatives, making it an attractive employer for ambitious professionals seeking career advancement in Morocco Jobs.

Operating in more than 20 countries, the bank emphasizes a culture of integrity, customer focus, and collaborative teamwork. Its Marrakech branch serves a diverse client base, including SMEs, large corporates, and high‑net‑worth individuals, providing a dynamic environment for professionals who want to make a tangible impact on the financial sector.

Job Overview

The Credit Portfolio Analyst will play a pivotal role in managing and optimizing the bank’s credit portfolio, ensuring sound risk‑adjusted returns while supporting the bank’s strategic objectives. This role involves detailed analysis of credit exposures, monitoring portfolio performance, and providing actionable insights to senior management. The successful candidate will work closely with credit officers, risk managers, and product teams to develop robust credit strategies that align with regulatory requirements and market trends.

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Key Responsibilities

• Analyze credit data and financial statements to assess borrower creditworthiness and portfolio risk.
• Monitor portfolio performance metrics, including delinquency rates, concentration risk, and profitability.
• Prepare regular risk reports and dashboards for senior management and regulatory bodies.
• Collaborate with credit officers to develop risk‑mitigation strategies and credit policy enhancements.
• Conduct stress‑testing and scenario analysis to evaluate potential impacts of economic changes.
• Assist in the development of credit scoring models and predictive analytics tools.
• Ensure compliance with local and international banking regulations, including Basel III standards.
• Participate in cross‑functional projects aimed at improving credit processes and digital solutions.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel, SQL, and statistical software.
• In‑depth knowledge of credit risk assessment, portfolio management, and banking regulations.
• Excellent communication skills for presenting complex findings to non‑technical stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Team‑player mindset with a proactive approach to problem‑solving.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are considered an advantage and demonstrate a commitment to continuous learning.

Experience

Applicants should have 3‑5 years of relevant experience in credit analysis, portfolio management, or risk analytics within a banking or financial services environment. Experience with credit scoring models, data visualization tools, and regulatory reporting will be highly valued.

Salary

The compensation package ranges from 180,000 to 240,000 SSP per annum, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits.

Benefits

• Competitive salary with annual performance bonus.
• Comprehensive health and dental coverage.
• Retirement savings plan with employer matching.
• Generous paid leave and public holiday policy.
• Professional development allowance.

Training

• On‑boarding program covering bank policies, systems, and compliance.
• Access to internal and external training courses in credit risk, data analytics, and leadership.
• Mentorship from senior risk managers and industry experts.

Working Environment

Attijariwafa Bank offers a modern office environment in the heart of Marrakech, equipped with state‑of‑the‑art technology and collaborative workspaces. The culture promotes innovation, diversity, and a healthy work‑life balance, encouraging employees to contribute ideas and grow professionally.

Application Process

Interested candidates should submit their updated CV and a cover letter through the online portal on our website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments.

Equal Opportunity Statement

Attijariwafa Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, or background. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every candidate receives equal consideration for employment in Morocco.