Risk Management Analyst Job Vacancy in Oujda, Morocco – Banking & Financial Services
Job Description
Position: Risk Management Analyst
Company: Bank of Africa
Location: Oujda, Morocco
Experience: 3-5 years in risk analysis, credit risk, market risk or related fields
Education: Bachelor’s degree in Finance, Economics, Business Administration or related discipline
Employment Type: Full-time
Industry: Banking & Financial Services
Department: Risk Management
Salary: 120,000 – 180,000 SSP per annum
Vacancies:1
Company Overview
Bank of Africa is a leading pan‑African banking group with a strong presence across the continent and a growing footprint in Morocco. Established in 1959, the bank offers a comprehensive suite of retail, corporate, and investment banking services, serving individuals, SMEs, and large enterprises. With a commitment to innovation, financial inclusion, and sustainable development, Bank of Africa has been recognized for its robust risk culture and cutting‑edge digital platforms. The Oujda branch plays a strategic role in serving the eastern region of Morocco, supporting trade, agriculture, and cross‑border financial activities. Joining Bank of Africa means becoming part of a dynamic team that values integrity, professional growth, and community impact, making it an attractive destination for ambitious professionals seeking rewarding career opportunities in Morocco.
Job Overview
The Risk Management Analyst will be responsible for identifying, measuring, and monitoring financial risks across the bank’s portfolio in the Oujda region. This role involves conducting quantitative risk assessments, preparing risk reports for senior management, and ensuring compliance with regulatory standards set by Bank Al-Maghrib and international best practices. The analyst will collaborate closely with credit officers, treasury, and compliance teams to develop risk mitigation strategies, support decision‑making, and enhance the bank’s overall risk framework. This position offers a unique opportunity to contribute to the stability and growth of a major financial institution while developing expertise in credit, market, and operational risk within a fast‑moving environment. The role is integral to the bank’s mission of delivering safe, reliable, and innovative banking solutions, making it a pivotal part of the organization’s success.
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Key Responsibilities
- Perform quantitative risk analysis on loan portfolios, trade finance, and treasury products.
- Prepare daily, weekly, and monthly risk dashboards for senior management and the Risk Committee.
- Monitor compliance with Basel III, local regulatory requirements, and internal risk policies.
- Collaborate with credit officers to assess borrower risk profiles and recommend risk‑adjusted pricing.
- Identify emerging risk trends and propose mitigation actions to the Risk Management Department.
- Assist in the development and maintenance of risk models, stress‑testing scenarios, and scenario analysis.
- Support internal audit and external regulatory examinations by providing required documentation and explanations.
- Contribute to the continuous improvement of risk reporting tools and data quality.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, VBA, and statistical software (e.g., R, Python, SAS).
- In‑depth knowledge of credit risk, market risk, and operational risk concepts.
- Excellent written and verbal communication skills in Arabic, French, and English.
- Ability to work independently and as part of a cross‑functional team.
- Attention to detail and strong problem‑solving capabilities.
- Familiarity with Basel III, IFRS 9, and Moroccan banking regulations.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related field is required. A Master’s degree or professional certifications such as FRM (Financial Risk Manager) or CFA are highly desirable and will be considered an advantage during the selection process.
Experience
Applicants should have 3‑5 years of proven experience in risk analysis, credit assessment, or related roles within a banking or financial services environment. Experience with risk modeling, stress testing, and regulatory reporting is essential.
Salary
The competitive salary range for this position is 120,000 – 180,000 SSP per annum, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.
Benefits
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with employer contributions.
- Annual performance bonus.
- Professional development allowance for certifications and training.
- Paid parental and annual leave.
- Employee assistance program and wellness initiatives.
Training
- On‑boarding program covering bank policies, risk frameworks, and compliance.
- Continuous learning opportunities through internal workshops, e‑learning platforms, and external seminars.
- Mentorship from senior risk managers and access to a global network of risk professionals.
Working Environment
Bank of Africa offers a modern, collaborative workspace in Oujda equipped with state‑of‑the‑art technology and flexible working arrangements. The culture promotes innovation, knowledge sharing, and a strong sense of community, encouraging employees to balance professional excellence with personal well‑being.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Shortlisted applicants will be invited for a preliminary interview, followed by a technical assessment and a final interview with senior risk management leadership. The recruitment process aims to be transparent, efficient, and respectful of candidates’ time.
Equal Opportunity Statement
Bank of Africa is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.
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